American Express Platinum vs Bank of America Premium Rewards Elite
A side-by-side look at annual fees, reward rates, sign-up bonuses, and benefits.
American Express Platinum
American Express · Luxury
Bank of America Premium Rewards Elite
Bank of America · Luxury
American Express Platinum
Bank of America Premium Rewards Elite
Annual fee
$895
$550
Sign-up bonus
Earn up to 175,000 points after spending $12,000 in 6 months
Earn 75,000 points after spending $5,000 in 90 days
Dining
1x
2%
Travel
5x
2%
Groceries
1x
1.5%
Gas
1x
1.5%
Streaming
1x
1.5%
Online
1x
1.5%
Drugstore
1x
1.5%
Annual credit value
$2,875
$570
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