Apple Card vs AARP Essential Rewards
A side-by-side look at annual fees, reward rates, sign-up bonuses, and benefits.
Apple Card
AARP Essential Rewards
Annual fee
$0
$0
Sign-up bonus
Earn $100 cash back after spending $500 in 90 days
Dining
2%
1%
Travel
2%
1%
Groceries
2%
1%
Gas
2%
3%
Streaming
2%
1%
Online
2%
1%
Drugstore
2%
3%
Annual credit value
$0
$0
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