Atmos Rewards Ascent vs Bilt Obsidian Card
A side-by-side look at annual fees, reward rates, sign-up bonuses, and benefits.
Atmos Rewards Ascent
Bilt Obsidian Card
Annual fee
$95
$95
Sign-up bonus
Earn 50,000 points after spending $2,000 in 3 months and a $0 Companion Fare
Get $100 Bilt Cash upon account opening
Dining
1%
6x
Travel
1%
4x
Groceries
1%
1x
Gas
2%
1x
Streaming
2%
1x
Online
1%
1x
Drugstore
1%
1x
Annual credit value
$199
$100
Advertiser disclosure: We may earn a commission if you apply for a card through our links. This does not affect our recommendations.