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Bank of America Premium Rewards Elite vs Chase Sapphire Reserve

A side-by-side look at annual fees, reward rates, sign-up bonuses, and benefits.

Bank of America Premium Rewards Elite
Bank of America · Luxury
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Chase Sapphire Reserve
Chase · Luxury
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Bank of America Premium Rewards Elite
Chase Sapphire Reserve
Annual fee
$550
$795
Sign-up bonus
Earn 75,000 points after spending $5,000 in 90 days
Earn 150,000 points after spending $6,000 in 3 months
Dining
2%
3x
Travel
2%
8x
Groceries
1.5%
1x
Gas
1.5%
1x
Streaming
1.5%
1x
Online
1.5%
1x
Drugstore
1.5%
1x
Annual credit value
$570
$2,418
Advertiser disclosure: We may earn a commission if you apply for a card through our links. This does not affect our recommendations.

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