Bank of America Premium Rewards vs Bilt Obsidian Card
A side-by-side look at annual fees, reward rates, sign-up bonuses, and benefits.
Bank of America Premium Rewards
Bilt Obsidian Card
Annual fee
$95
$95
Sign-up bonus
Earn 60,000 points after spending $4,000 in 90 days
Get $100 Bilt Cash upon account opening
Dining
2%
6x
Travel
2%
4x
Groceries
1.5%
1x
Gas
1.5%
1x
Streaming
1.5%
1x
Online
1.5%
1x
Drugstore
1.5%
1x
Annual credit value
$220
$100
Advertiser disclosure: We may earn a commission if you apply for a card through our links. This does not affect our recommendations.