AARP Essential Rewards vs PenFed Platinum Rewards
A side-by-side look at annual fees, reward rates, sign-up bonuses, and benefits.
AARP Essential Rewards
PenFed Platinum Rewards
Annual fee
$0
$0
Sign-up bonus
Earn $100 cash back after spending $500 in 90 days
Earn 15,000 points after spending $1,500 in 90 days
Dining
1%
3x
Travel
1%
1x
Groceries
1%
3x
Gas
3%
5x
Streaming
1%
3x
Online
1%
1x
Drugstore
3%
1x
Annual credit value
$0
$0
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