Bilt Obsidian Card vs Citi Strata Premier
A side-by-side look at annual fees, reward rates, sign-up bonuses, and benefits.
Bilt Obsidian Card
Citi Strata Premier
Annual fee
$95
$95
Sign-up bonus
Get $100 Bilt Cash upon account opening
Earn 60,000 points after spending $4,000 in 3 months
Dining
6x
3x
Travel
4x
3x
Groceries
1x
3x
Gas
1x
3x
Streaming
1x
1x
Online
1x
1x
Drugstore
1x
1x
Annual credit value
$100
$100
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