Bilt Obsidian Card vs PenFed Pathfinder Rewards
A side-by-side look at annual fees, reward rates, sign-up bonuses, and benefits.
Bilt Obsidian Card
PenFed Pathfinder Rewards
Annual fee
$95
$95
Sign-up bonus
Get $100 Bilt Cash upon account opening
Earn 50,000 points after spending $3,000 in 90 days
Dining
6x
3x
Travel
4x
4x
Groceries
1x
1x
Gas
1x
1x
Streaming
1x
1x
Online
1x
1x
Drugstore
1x
1x
Annual credit value
$100
$220
Advertiser disclosure: We may earn a commission if you apply for a card through our links. This does not affect our recommendations.