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Bilt Obsidian Card vs Wells Fargo Autograph Journey

A side-by-side look at annual fees, reward rates, sign-up bonuses, and benefits.

Bilt Obsidian Card
Bilt · Mid
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Wells Fargo Autograph Journey
Wells Fargo · Mid
Apply Now
Bilt Obsidian Card
Wells Fargo Autograph Journey
Annual fee
$95
$95
Sign-up bonus
Get $100 Bilt Cash upon account opening
Earn 60,000 points after spending $4,000 in 3 months
Dining
6x
3x
Travel
4x
4x
Groceries
1x
1x
Gas
1x
1x
Streaming
1x
1x
Online
1x
1x
Drugstore
1x
1x
Annual credit value
$100
$50
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