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Chase Freedom Unlimited vs Citi Strata

A side-by-side look at annual fees, reward rates, sign-up bonuses, and benefits.

Chase Freedom Unlimited
Chase · No-AF
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Citi Strata
Citi · No-AF
Apply Now
Chase Freedom Unlimited
Citi Strata
Annual fee
$0
$0
Sign-up bonus
Earn 20,000 points after spending $500 in 3 months
Earn 20,000 points after spending $1,000 in 3 months
Dining
3x
2x
Travel
5x
1x
Groceries
1.5x
3x
Gas
1.5x
3x
Streaming
1.5x
1x
Online
1.5x
1x
Drugstore
3x
1x
Annual credit value
$0
$0
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